Faculty, students, staff, and guests ("AU Community Members") are responsible for their personal property. The university does not insure the personal property of any AU Community Member. The university has no responsibility for any theft, damage, destruction, loss, etc., of any personal property, including but not limited to money, valuables, equipment, or any personal property whatsoever belonging to or in the custody of the AU Community Member, whether caused by intentional or negligent act or failure to act or natural causes, fire, or other casualty. The university is not liable for the failure or interruption of utilities or from conditions resulting from failure or interruption of the same. AU Community Members are advised to carry an insurance policy for their personal property.